ETHICS: NOTE: The Disinterested Standard of Section 327(a) - Alexander G. Benisatto, Alyson M. Fiedler

NOTE: Student Loan Discharge in Bankruptcy - Cara A. Morea

NOTE: Final Report of the Bankruptcy Foreclosure Scam Task Force - Constantine Dean Pourakis

ARTICLES:A Snapshot of Two Systems That Are Trying to Help People in Finantial Trouble - David A. Lander

Introduction: Consumer Bankruptcy Reform Roundtable - Gary Klein, Hon. Eugene R. Wedoff, John McMickle, Richardo I. Kilpatrick, Jill M. Sturtevant, Samuel J. Gerdano

ARTICLES: Distrust: The Rhetoric and Reality of Means-Testing - Jack F. Williams

STUDIES: Creighton: Taking the New Consumer Bankruptcy Model For a Test Drive: Means-Testing Real Chapter 7 Debtors - Marianne B. Culhane, Michaela M. White

NOTE: Modified Estate Transformation - Peter Carpio, Jeffrey L. Cohen

ARTICLES: The Failings of the Credit Counseling and Debtor Education Requirements of the Proposed Consumer Bankruptcy Reform Legislation of 1998 - Richard L. Stehl

DEVELOPMENTS: Eleventh Amendment Immunity of a State in Bankruptcy Cases: A New Jurisprudential Approach - Richard Lieb

BOOK REVIEW: Will Creditors Quit Playing Blind Man's Bluff Now That They Have the Ability To See the Light? - Richardo I. Kilpatrick,Kevin C. Calhoun

DEVELOPMENTS: Green Regs and Scams: Comments on the Report of the Bankruptcy Foreclosure Scam Task Force of the Central District of California - Robin Phelan

NOTE: Religious Liberty and Charitable Donation Protection Act of 1998 - Thomas M. Walsh

STUDIES: Ernst & Young: Chapter 7 Bankruptcy Petitioners' Repayment Ability Under H.R. 833: The National Perspective - Tom Neubig, Gautam Jaggi, Robin Lee

ARTICLES: Insider "Includes"? Include Me Out - Alec P. Ostrow

INTRODUCTION: Winter Law Review 1999 - American Bankruptcy Institute Law Review Editorial Board

ARTICLES: Revised Uniform Commercial Code Article 9: Impact in Bankrutpcy - C. Scott Pryor

ARTICLES: FF & E and the True Lease Question: Article 2A and Accompanying Amendments to UCC Section 1-201(37) - E. Carolyn Hochstadter Dicker and John P. Campo

INTRODUCTION: ABI Real Estate Committee: A Roundtable Discussion Supreme Court Decision in 203 N. LaSalle - John Collen, David M. Nefff, John J. Rapisardi,Christopher F. Graham, Andrew I. Silfen, Alec P. Ostrow, Robert M. Zinman, and Edward M. Flint

ARTICLES: The Fresh-start Policy in Bankruptcy in Modern Day Israel - Rafael Efrat

ARTICLES: Consumer Bankruptcy's New Clothes: An Empirical Study of Discharge and Debt Collection in Chapter 13 - Scott F. Norberg

REPLY: Putting the Fear of God into Bankruptcy Creditors: A Reply - Wendell J. Sherk