“Section 1325 permits secured creditors only the time value of money, expressed in the T-bill rate, as the appropriate discount rate, rather than a contract rate of interest.” (Till v. SCS Credit).   Agree strongly (57) 38.51% Agree somewhat (22) 14.86% Disagree somewhat (13) 8.78% Disagree strongly (41) 27.7% Don’t know/no opinion (15) 10.14% Total of votes: 148